Platform

The entire operation.
In one place.

Credit documentation, loans and payments. The same information across your business.

01 / Credit memos & decisions

One case.
Every perspective.

Documents, parties and checks come together in the credit case. See what is ready and what still needs attention.

  • Custom fields, checklists and key figures
  • Borrowers, guarantors and owners in one place
  • An approved memo creates drafts for the customer, loan and collateral
Kapit.Credit memos & decisions
  1. 01Documentation
  2. 02Parties
  3. 03Checks
  4. 04Decision
02 / Loans & financial engine

Your products.
Your ways of working.

Shape loan products and terms around your business. Follow exposures, collateral and changes over time.

  • Annuity, straight-line amortisation, bullet and construction loans
  • Pledges, guarantees, valuations, LTV and LTC
  • Approval by a second person
Kapit.Loans & financial engine
  1. 01Loan product
  2. 02Terms
  3. 03Collateral
  4. 04Events
03 / Invoicing & payments

From transactions
to a clear overview.

Invoicing and payments stay connected to the loan. Follow the matching, source and event behind each balance.

  • Interest invoices and payment notices with your branding
  • OCR reference matching and manual matching
  • Cash balance and liquidity forecast
Kapit.Invoicing & payments
  1. 01Invoice
  2. 02Payment file
  3. 03Matching
  4. 04Receivables
Features for your business

Choose what you need.
Keep it connected.

Scoring & riskYour model. A traceable basis.

Build credit models with your own factors, weights and rating bands. Track risk classifications, indicators and limits. Scoring never sets interest rates or creates financial events.

Customer due diligenceChecks with clear sources.

KYC profiles, company documents, beneficial ownership, sanctions and PEP management. AML monitoring is available as an option. Customers hold their own data-source licence.

Borrower portalLoans and invoices together for the customer.

The borrower's contact person can view loans, payment schedules, invoices and total exposure. Financial information is read-only. Profile changes are submitted as requests and logged.

ReportsAn overview on your terms.

Ready-made reports and a report builder for your own views of loans, risk and amortisation. Schedule, review and download. Each run is scoped to the correct customer and logged.

AI with clear boundaries

Better prepared.
You make the decisions.

AI can read documents, suggest drafts and identify discrepancies. It never creates financial events.

  • Document extraction and copilot
  • Data quality monitoring
  • Every AI run is logged
Kapit.AI assistance
  1. 01Documents
  2. 02Extraction
  3. 03Credit memo draft
  4. 04Your review
Design optionsKapit

12 curated looks

Choose a look. The whole site follows.

Mix your own